POS Integration
Keep the register you already use, or switch to ours. Either way, your in-store and online sales land in the same account.
Easy setup
Simple card payments
Credit Card Processing
for Businesses
Accept Visa, Mastercard, Apple Pay and Google Pay in your store, online, or on the go. One simple rate, no surprise fees, and your money in the bank the next business day.
Secure and PCI compliantAlways up and runningServing all 50 states
AKMSJLRC
Trusted by 10,000+ business owners across the country
Today's sales
$4,218
+22%vs yesterday
Payment approved
Contactless
$59.13
Visa •8024
We help businesses all over the country take card payments — without confusing pricing or fine print.
Most processors make you juggle separate systems for your counter, your website and your phone orders. With us it's one account, one dashboard, and one deposit — so it's easy to see what you actually made today.
Whether you're taking your first hundred payments or thousands a day, everything grows with you: quick sign-up, card machines ready out of the box, and a real person on the phone when you need help.
Reliable payment systemsSecure and PCI compliantLive sales reportingTake payments from abroadWatched over 24/7Almost never goes downNext-day depositsA real person to callReliable payment systemsSecure and PCI compliantLive sales reportingTake payments from abroadWatched over 24/7Almost never goes downNext-day depositsA real person to call
99.99%
Uptime you can count on
Next day
Money in your bank
24/7
Support and monitoring
Credit card processing built for busy Minnesota businesses
Busy weekends, multiple locations, long lines — it just keeps working.
99.99%
Always working
Payments keep going through on your busiest day of the year, whether you have one location or fifty.
Next day
Fast deposits
Close out your sales at the end of the day and the money is usually in your bank account the next business day.
24/7
Someone is always watching
Our team keeps an eye on your machines and payments around the clock, so most problems are fixed before you notice them.
Features
Everything you need to accept credit card payments
Card machines, online payments, reporting and support — all included, so you can grow without changing your setup every few months.
- Take cards, tap-to-pay, and phone wallets
- Money in your bank the next business day
- See every sale and location in one place
- One simple rate, every fee in writing
- Card machines arrive ready to use
Built For Your Business
Shops, restaurants, salons, contractors and busy online stores each get a setup that matches how they actually sell.
Made to fit
Card Machines Included
Countertop, tablet and handheld machines show up ready to use. We train your team and replace anything that breaks.
We set it up
Help With Disputes
When a customer disputes a charge, our team gathers the paperwork and responds for you — and shows you how to avoid the next one.
We handle it
One Simple Dashboard
See sales, deposits and refunds as they happen, for one shop or all of them, and send clean reports to your bookkeeper.
Live numbers
Tools For Your Developer
If you have a website or app, your developer gets clear, well-documented tools to add checkout in a day, not a month.
For your website
Devices
Credit card machines and POS systems for small business
Pick the machine that fits how you sell — all of them report to the same account.
Countertop POS
A full register for your front counter: big touchscreen, built-in receipt printer, cash drawer, and it keeps working if the internet drops.
- Big, bright touchscreen
- Built-in receipt printer
- Plugs into cash drawer and scanner
- Staff logins, shifts and tips
Works with the tools you already use
We connect with the banks, card networks, registers and accounting apps most businesses already run — so nothing has to change.
Payment GatewaysCard Machine MakersBanksCard NetworksDigital WalletsAccounting SoftwareOnline StoresShopping CartsPayment GatewaysCard Machine MakersBanksCard NetworksDigital WalletsAccounting SoftwareOnline StoresShopping Carts
Stop paying card fees out of pocket
What is a cash discount program, and how does it cut card fees?
A cash discount program lets you pass card processing costs to customers who choose to pay with a card — while customers who pay cash get a discount. It is completely legal and easy to understand when it is set up the right way.
We set the pricing, signage and terminal prompts so your customers always know their options. No surprises, no awkward conversations, and no more wondering where your profit went.
- No hidden percentage taken out of every sale
- Simple posted menu or shelf pricing: cash price vs. card price
- Works for retail, restaurants, service businesses and online invoices
- You keep your full revenue on every transaction
- We provide the compliant signage and train your staff
1
Post the prices
You list a regular price for cards and a discounted cash price — clear and upfront.
2
Customer chooses
When a customer pays cash, they get the lower price. When they pay with a card, the posted card price covers the processing cost.
3
Keep your money
Your deposit matches the sale amount, without a separate statement full of processing fees.
Is it the same as a surcharge?
No. A surcharge adds a fee on top of the posted price for card payments. A cash discount shows two prices from the start: the regular card price and a lower cash price. We help you pick the program that is legal in your state and fits your business model.
Savings calculator
How much could you save?
Enter how much you run through cards in an average month and we'll show a rough comparison against typical processing rates.
Monthly
$1,350
Yearly
$16,200
This is just an estimate. Your real rate depends on your card mix and average sale size.
Fees you won't pay with us
- PCI compliance fees ($19–$99/mo)
- Monthly statement fees ($10–$25/mo)
- Daily batch fees
- Address check fees
- Online gateway fees
- Yearly account fees
Who we help
Payment processing for high-risk, subscription and growing businesses
Billing on repeat, made easy
For subscription businesses
Charge the same customers every month without chasing them. We set up the billing, the retries and the reports so you can watch it run.
- Monthly and yearly plans charged automatically
- Invoices sent for you on the days you choose
- Cards that fail get retried, so you keep the sale
- Clear reports on what came in and what didn't
- Works with the tools and websites you already use
Simple, reliable card acceptance
For growing businesses
Take credit and debit cards at your counter, on your website, or out on the road. Fast approvals, modern machines and money in the bank next business day.
- Credit, debit, Apple Pay and Google Pay
- In store, online and on the go
- New card machines and full POS systems
- Next-business-day deposits and easy reports
- Built for shops, service businesses and multiple locations
Harder-to-place accounts
For high-risk businesses
Been turned down or shut off by a big processor? We place businesses other banks find complicated, and we tell you honestly before you apply.
- Credit repair and debt services
- Subscriptions and continuity billing
- Digital products, coaching and online programs
- Travel agencies and booking services
- Supplements and regulated goods
- Marketplaces and platforms with many sellers
- Smoke shops and CBD, where the law allows
FAQs
Credit card processing questions Minnesota business owners ask
Don't see your question? Give us a call and a real person will answer.
Get in touch
Talk to a Minnesota merchant services team
Tell us how you take payments today and we'll help you find the setup that costs you the least.
info@yourmerchantsolution.comWe reply within 24 hours
Bigger or unusual setups
Multiple locations, higher-risk industries or a custom POS? We build the pricing and equipment around how your business actually runs.
Request a free processing rate review
Fill out the form and we'll get back to you shortly.